Loan Officer

Location Belfast, County Antrim
Job type Permanent
Salary £22000 - £25000 per annum + pension
Published 8 months ago
Start date ASAP
Contact Kyle Fulton
Job reference KF27_1568720380

Job description

Loans Officer

Location: Belfast

Salary: Circa £25,000

This not-for-profit financial co-operative have been providing a wide range of services to their members across Northern Ireland for the past 25 years.

Grafton Specialist Recruitment is working with them to recruit a Loans Officer to operate form their Belfast office

The Opportunity

This is a fantastic opportunity for a an lending specialist to develop their career and gain experience in this niche, fast paced firm.

Main Responsibilities:

The Loans Officer is responsible for providing a first class service to members, specialising in loan facilities with the responsibility for loan sanctioning and working in the best interests of the members, taking into account their individual circumstances and guiding them through the process.

  • Deals with loan applications and all other loan related matters by all means of communication in an orderly and compliant manner, ensuring that systematic documentation is maintained and prescribed timescales are adhered to.
  • When dealing with loan applications face to face, conducts full interview and builds rapport with the member.
  • Responsible for the assessment and sanction of loan facilities in line with the policies agreed by the Board and procedures set by management, within individual discretion.
  • Responsible for the delivery of loan decisions, delivering all decline decisions to members verbally with a duty of care and sensitivity.
  • Recording accurately all information gathered from members, ensuring notes are a true and factual record of information obtained.
  • Responsible for efficiently managing and dealing with all loan administration, i.e. Equifax, R-Post, transactions, filing, etc.
  • Providing support for other areas of the office, in particular within the Customer Service team, as and when required by management.
  • Must be aware of the business growth targets and fully aware of the current Lending Policy, risk appetite, and parameters set by the Board.

The Person

  • Over 1 years' relevant financial experience
  • Track record in financial compliance within a relevant business
  • Experience of service delivery with a focus on continuous improvement
  • Working knowledge of Microsoft packages including Word and Excel
  • Ideally you will have experience of working in a similar environment.
  • Experience of broader mutual financial provision.
  • Familiarity or experience of the wider sector.

The Rewards

  • Competitive salary circa £25,000.
  • Pension.

The Grafton Specialist Team is a dedicated division within Grafton Recruitment, focused on providing Permanent, Contract & Temporary staffing solutions across; Financial Services, Insurance, Construction, Engineering, Accountancy & Finance, Health & Safety, HR, IT, Sales & Marketing, Manufacturing and Procurement.

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